Disclaimer &
Terms of Use

LowRateMortgages.com & Consolidated Mortgage is not acting as a lender or broker. The information provided by you to LowRateMortgages.com & Consolidated Mortgage is not an application for a mortgage loan, nor is it used to pre-qualify you with any lender. If you are contacted by a lender or broker advertising within our network, your quoted rate may be higher, depending on your property location, credit score, loan-to-value ratio, debt-to-income ratio, and other factors. Not available in all states. Not all service providers in the LowRateMortgages.com & Consolidated Mortgage Corporation network offer all mortgage loan products available in the marketplace, or with interest-only options. 

LowRateMortgages.com (LRM) and or  Consolidated Mortgage  (CMC)  does not sell your name, phone number or address to any other company.  Neither LRM or CMC is licensed in any state.  We do attempt to help borrowers accomplish their goals by forwarding inquiries, leads, emails, etc. to other mortgage companies who may be licensed in that particular state.   The submission of email, prequalification forms,  or any other type of inquiry acknowledges the fact that we may forward said inquiry to another company. 

Users of this web site understand that LRM and or  CMC has no control over other said lenders or mortgage companies with regard to any statements, promises, commitments,  privacy issues, etc. which they may make to the applicant whether orally or written.   Borrower/ Applicant therefor agrees to and hereby waives any right which they may have against LowRateMortgages.com and or Consolidated Mortgage Corporation, its agents and or employees as a result of the failure of such others to comply with any of the said statements, promises, commitments, errors or omissions, privacy issues, etc. and hereby agrees to hold LowRateMortgages.com and or Consolidated Mortgage, its agents and or employees free and harmless therefrom. 

Linked Lenders and Brokers may be required to be licensed or certified.  However, LRM and CMC cannot guarantee that said companies will be properly licensed.  Borrowers are encouraged to view the lender or broker  license or certificate, or check with their respective State licensing agency to inquire whether the company that they are dealing with is properly licensed.

LowRateMortgages.com   P.O. Box 783   Stevensville, MD  21666  USA.

LowRateMortgages.com / Consolidated Mortgage is not a licensed lender in any state. 

Loan Programs and Guideline are SUBJECT TO CHANGE WITHOUT NOTICE.